Resources

Financial Calculators

Cash flow

• Should I pay down debt or invest more?

• How long will my money last?

• Historical Inflation - Compare Purchasing Power

credit

• How long will it take to pay off my credit card(s)?

• How long until my loan is paid off?

• What would my loan payments be?

• What is the balance owing on my loan?

• Which is better: cash up front or payments over time?

• What is the impact of making extra debt payments?

• Should I pay off debts or invest the money?

taxation

• Federal Income Tax estimator

• How much self-employment tax will I pay?

• What is my taxable-equivalent yield?

• Tax Refund Estimator

• Tax Freedom Day

paycheck & benefits

• Convert my salary to an equivalent hourly wage.

• Convert my hourly wage to an equivalent salary.

retirement

• Social Security retirement income estimator

• How does inflation impact my retirement income needs?

• Social Security retirement income estimator

investment

• Compare taxable / tax-free investment return

• What is the value of a bond?

• What is the value of compound interest?

• What is the value of a call or put option?

• Taxable vs. tax-advantaged saving comparison.

• What is the long-term impact of increased return?

• Certificate of Deposit (CD) analyzer

• What is the dividend yield on a stock?

• How Do Expenses Impact Mutual Fund Returns?

college

• Will I Be Able To Pay Back My Student Loans?

• Advantages of the Coverdell ESA.

• Advantages of a 529 College Savings Plan

• What is the value of a college education?

• What are the payments on a parental (PLUS) loan?

home & mortgage

• Comprehensive mortgage calculator

• Should I Convert to a Bi-Weekly Payment Schedule?

• What Are The Tax Savings Generated By My Mortgage?

• Compare An Interest-Only Versus Traditional Mortgage

insurance

• What is my life expectancy?

• What are the chances of becoming disabled?

• How Much Will I Earn In My Lifetime?

• What Are The Tax Advantages Of An Annuity?

• How Long Will My Current Life Insurance Proceeds Last?

saving

• Becoming a millionaire

• How long will it take to double my money?

• How long until my savings reach my goal?

• Save now vs. save later

• How much should I save to reach my goal?

• What will my current savings grow to?

• Calculate rate of return

• How do taxes and inflation impact my return?

auto

• Auto Purchase: Loan Versus 0% Dealer Financing?

• What Would My Auto Payments Be?

• Auto Loan: Accelerated Payoff

Calculators powered by CalcXML

Tax Rates

Income Tax Brackets

Links

• Track your Federal Tax Refund

• Federal Tax Forms and Publications

• US Chamber of Commerce

• US Small Business Administration

• Colorado Tax Information

• Colorado Secretary of State

• Colorado Small Business Association

• Starting a business in Colorado and more

• Boulder County Business Report

• Boulder Independent Business

• Boulder Economic Council

• Boulder Small Business Development Center

• Boulder Chamber of Commerce

• Intuit Quickbooks

• Boulder Sales and Use Tax

• American Institute of CPAs

• Colorado Society of CPAs